Liens on person

When there is a registered security interest on a motor vehicle, this means that for instance the bank has pledged the motor vehicle as security for a loan given to a buyer. In order to find out whether a security interest on a motor vehicle has been registered, you can search for liens in a motor vehicle.

When you enter into a leasing agreement on a car, it means that you make an agreement on long-term rental of the car. Because leasing is more similar to a purchase through a security interest or a credit purchase than a lease, the same rules apply for leasing as for security interests.

Attachment charge is a security for a monetary claim that is established by the enforcement authorities. It is a security for a monetary claim where the plaintiff may apply for disbursement in the assets of the defendant. If there are no assets available to levy distraint on, this may result in distraint deduction (deductions in salaries or benefits) or nothing for distraint.

Nothing for distraint means that there are no assets to mortgage.

If you do not settle a monetary claim voluntarily, the execution and enforcement commissioner may order an employer or NAV to deduct a fixed sum from your salary or benefits (distraint deduction). This is done to ensure and realize the claim.

The information about nothing for distraint and distraint deduction are not publicly accessible. It can only be given to the person in question, lawyers, financial institutions, debt collection agencies, credit rating agencies and public authorities with duty of confidentiality.

If you wish to find out whether there is registered distraint deduction or nothing for distraint on yourself, you can log on to My page. Other actors allowed to see this information must order this by phone.

Please read more about fees and how to order a confirmation of distraint deduction and nothing for distraint.

Seizure is a temporary guarantee, and will ensure a future settlement of a monetary claim not yet due for payment. The seizure means that the debtor loses the right to dispose of the seized property, for example by sale or pledging. Seizure can be taken in any asset which can be levied attachment charge on.

See information from the police regarding seizure.

We register the opening of debt settlement proceedings. This will be closed down when a debt settlement is registered or the debt settlement proceeding period has expired, without an agreed voluntary or compulsory debt settlement. Information on opening of debt settlement proceedings and debt settlement is available in our service for search in legal rights. In order to use the service, you need to log in and have the person’s national identity number available.

The content in the debt settlement agreement is exempt from public disclosure.

Private individuals may be placed under voluntary or compulsory guardianship. We register resolutions about

• temporary removal of legal capacity
• judgement on the removal of legal capacity

Confirmation of lasting power of attorney

A lasting power of attorney is a formal permission given to one or more persons in order to act on your behalf on the day when you, due to dementia or other serious illness, are no longer able to take a position on important issues on your own behalf.

The lasting power of attorney is valid from the day you created it, but does not take effect until the day you no longer can take care of your own interests.

Once the lasting power of attorney has entered into force, the person acting on your behalf can ask the County Governor to confirm the lasting power of attorney. The County Governor will submit the confirmation for registration, among other things, with the Register of Mortgaged Movable Property. If you have roles or positions of trust in an enterprise, the confirmation will also be registered in the Central Coordinating Register for Legal Entities or the Register of Business Enterprises, so that everyone has the opportunity to see who is acting on your behalf.

For further information on what is advisable to include in a lasting power of attorney, who may be an attorney and what requirements apply, please look at the County Governor’s website.

In cases of abandonment, the bankruptcy estate releases assets that are without value, to the debtor. The trustee makes sure that the abandonment is registered with us.

When a private seizure ban has been registered, a creditor cannot seize a person’s specific assets by distraint, debt proceedings, bankruptcy or public distribution of an insolvent estate. Private seizure bans can be agreed upon in a will or a deed of gift. The contributor may decide that the seizure ban also will ensure the beneficiary’s heirs.

Personal business operators can, for example, pledge inventory, operating equipment and agricultural chattels.